How do you know if you are a High Risk driver?

You can easily find out if you or someone you know is a high-risk driver. If the driver fits any of these descriptions, then you are likely considered “high risk” and we will give you the best possible affordable high-risk auto insurance coverage. We will also give you ways to improve your risk profile and lower your costs even more in the future! Here is how to determine if you are a high risk driver:

A typical high risk driver has either:

• Three or more moving violation convictions or guilty pleas
• One hit and run violation, DUI, DWI, reckless operation of a vehicle, or vehicular negligent injury within the twelve month period

A few other indicators of a high risk driver status include these factors:

• Young and new drivers are statistically higher risk drivers more seasoned, adult drivers and may have higher coverage costs
• Drivers from big cities and urban areas carry higher risks than those in urban areas
• Males are typically considered riskier than females
• Having multiple speeding tickets, or numerous accidents (regardless of fault) will often result in a riskier designation
• An insurance carrier with poor credit will often be designated as high risk