Las Vegas, Nevada Auto Insurance

Get Car Insurance in Las Vegas 

Las Vegas is known for its bright lights and wild nightlife but also for its busy and congested roads. Whether you're cruising down the Strip or commuting on the highway, driving in the city may feel uncertain. With tourists, traffic, and harsh desert weather, having the right Las Vegas auto insurance for you may be crucial.  

That’s where Access Insurance Agency of Nevada, LLC (A Abana) can help. Our agents are familiar with state driving laws and can help you find Nevada auto insurance that works for you. If you’re a new resident of Nevada or traveling to Las Vegas for a short vacation, here’s what you may want to know about auto insurance in the Silver State.  

Car insurance requirements in Las Vegas, NV 

Nevada law requires drivers to carry a minimum amount of liability coverage. This type of coverage can help pay for injuries or damage you cause to a third party in a car accident. The state mandates that your policy should have these liability limits:  

• $25,000 for bodily injury or death of one person 
• $50,000 for bodily injury or death of two or more people 
• $20,000 for property damage 

A Abana can help you tailor a policy that meets these legal requirements. If Nevada's minimum liability coverage is not enough for you, we work with carriers that also provide a variety of additional coverage options you may be interested in. These include: 

• Collision coverage: This insurance can help pay for repairs to your vehicle if you're involved in an accident, regardless of fault. 
• Comprehensive coverage: This may cover non-collision damage to your car, like vandalism, theft, or weather-related incidents. 
• Uninsured motorist coverage: This insurance can help pay for damages to your vehicle or injuries you sustain after an accident with an at-fault uninsured driver.  

Cost of Las Vegas auto insurance 

If you live in Las Vegas, you may have experienced high auto insurance rates. It can be common for cities in America to have costly insurance rates, which may be due to factors like crime rates, traffic congestion, and higher accident claims. 

Insurers may calculate your rate based on a combination of components, which can include: 

• Your location 
• Driving history 
• Your age  
• The model, make, and year of your car 

At A Abana, we know that car insurance in Las Vegas may be costly. That’s why we work with 20+ carriers to help you find you right policy for your budget.  

Save on car insurance in Las Vegas with discounts  

Our agents understand that Nevada residents may feel financially crunched by their insurance bills. That’s why A Abana works with carriers that can offer a range of discounts that may help you lower your premium: 

• Paid-in-full discount: Pay your policy in full and you may be eligible for a discount. 
• Multi-vehicle discount: Bundling multiple cars on one policy can help you save on car insurance. 
• Good student discount: Students who keep up their good grades may experience lower rates. 
• Proof of prior coverage: Providing proof that you’ve been insured before may help you get an insurance discount.  

Why choose A Abana in Las Vegas? 

When it comes to auto insurance, we understand that different drivers may have different needs. That’s why A Abana’s carriers can offer flexible options and insurance solutions that may suit a variety of drivers in Las Vegas. Here’s what sets A Abana apart:  

• Accepts multiple types of licenses: Our carriers can assist drivers with different driving histories and licenses, including Matricula Consular, temporary licenses, and foreign driver’s licenses.  
• SR-22 insurance: If you're required by a court to get an SR-22, our agents can help you navigate the filing process.  
• Spanish-bilingual support: Our agents can offer Spanish-bilingual customer support for those who’d prefer to communicate in Spanish.  
• Expert agents with local knowledge: Our agents are highly knowledgeable about the ins and outs of Nevada’s car insurance laws and regulations. 

Ready to hit the road with an updated policy? Call us today at 214-764-8868, stop by one of our nine Las Vegas locations, or get a free personalized quote online. Our friendly agents can help you tailor a policy that aligns with your needs and budget.  

Disclaimer:    

This material is for general informational purposes only. Products, services, and discounts referenced herein are not available in all states or in all companies. All statements are subject to the terms, exclusions, and conditions of the applicable policy. In all instances, current policy contract language prevails. Coverage is subject to individual policyholders meeting the insurer's underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.