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Cheap Car Insurance in Irving, TX
Getting local Irving car insurance can be a breeze if you choose an agency that works for you. Are you interested in finding cheap car insurance in Irving, TX? At Agencia de Seguros de Accesso, LLC (A Abana), we can show you options from a variety of carriers with affordable coverage and offer you same-day proof of insurance after payment. Plus, take advantage of:
- Low down payments and flexible plans
- Quick electronic SR-22 filings (owner & non-owner options available)
- Discount options (for safe drivers, good students, having multiple cars under a policy, and more)
- Spanish-bilingual agents ready to help
For drivers hoping to get cheap car insurance quotes in Irving, TX, help is available. Save more with flexible coverage and dependable local support right here in Irving through A Abana.
What affects your auto insurance rate in Irving
There is truly no set price for car insurance, especially since each area comes with different driving risks. While Irving offers great travel accessibility, conditions like SH-183 traffic, easy access to SH-114 and Dallas-Fort Worth, and busy interchanges along Loop 12, I-35E, and I-635 can impact rates. With other factors like crowded apartment parking, garage availability, and ZIP-code differences, it makes finding an insurer with local expertise important.
There’s also the reality of personal factors that impact insurance rates:
- Driving record (accidents, tickets, prior insurance claims, etc.)
- Age (often an indicator of driving experience)
- Vehicle (make, model, age)
- Insurance coverage level (the types and amounts of coverage you choose)
- Deductible amount (what you pay out of pocket before insurance covers a claim for collision and comprehensive coverage)
- Discounts: Savings may be available for safe driving, being a good student, having prior coverage, and more. Ask an agent which discounts you could qualify for.
- Credit (considered by insurers where permitted by law)
Auto insurance rates can vary by ZIP code, but don’t let this worry you. We can show you options that may fit your lifestyle and budget. Start your quote for ZIP codes 75038, 75039, 75060, 75061, 75062, or 75063 and compare coverage. Also, you may be able to get the cheapest Texas car insurance by making smart choices, like asking about discounts, keeping a clean driving record, or choosing the right coverage level. Call 214-764-8868 to speak with an agent to learn more.
Texas car insurance requirements to know before you buy
If you want to get car insurance in Texas and have no idea what coverage you need or where to begin, a good place to start is understanding the required auto insurance. In Texas, you need to carry liability auto insurance with minimum coverage limits of “30/60/25”:
- $30,000 in coverage for bodily injury per person
- $60,000 for bodily injury per accident
- $25,000 for property damage per accident
The state uses an electronic insurance verification system called TexasSure that allows law enforcement to check if you have the legally required insurance active. To help avoid fines or the suspension of your driver’s license or registration, keep your policy up to date.
While only liability is required in Texas, lenders typically require collision and comprehensive coverage on financed or leased vehicles. As an Irving commuter, it can also be worth considering uninsured/underinsured motorist coverage (UM/UIM), which can help pay for your injuries if you are in an accident with an at-fault driver who has limited or no insurance. Medical payments coverage (MedPay) or personal injury protection (PIP) can cover medical bills or other related expenses, regardless of fault in an accident. You can explore your car insurance coverage options with A Abana.
Build a policy that fits city & highway driving
You can customize your insurance policy to fit your needs and adapt to Irving driving. Beyond liability, there are coverage types not required by law you can choose from, including:
- Collision: Can cover repairs to your car caused by a collision, no matter who was at fault
- Comprehensive: Can pay for damage from non-collision events like theft, vandalism, falling objects, extreme weather, or hitting an animal
- Uninsured/underinsured motorist (UM/UIM): Can pay for your injuries if you are in an accident with an at-fault driver with limited or no insurance. Uninsured Motorist Property Damage is another option, which can cover repairs to your vehicle.
- Roadside assistance: Can provide services for common issues, such as emergency fuel delivery, lockout assistance, and towing
- Rental reimbursement: Can pay for a car rental while your vehicle is being repaired after a covered accident
Your driving needs can vary depending on where you live in Irving. For example, needs might be different related to traffic and weather conditions in Las Colinas, Valley Ranch, or Irving Heights. Get a quick local quote and tailor your coverage to your neighborhood, driving needs, and budget. Ask about discounts you might qualify for, like safe driver, multi-car, homeowner, or telematics options, if available.
Need an SR-22? We can file it today
Drivers in Irving who need an SR-22 can rely on A Abana for help. Typically, drivers need an SR-22 if ordered by a court after driving under the influence (DUI), with a suspended license, no insurance coverage, or having other serious infractions.
To reinstate your driving privileges by completing an SR-22, also known as a certificate of financial responsibility, A Abana can make the process simple:
- Quote: Get an insurance quote that includes SR-22 filing fees by speaking with an agent.
- Get covered: You need valid minimum insurance coverage in order to file an SR-22.
- File: An agent can quickly file an SR-22 for you. We also have an option for non-vehicle owners.
- Same-day proof: You can get same-day proof of insurance and confirmation of your SR-22 filing after you pay.
Neighborhoods and areas we serve
A Abana proudly serves thousands of drivers across Irving, including from ZIP codes 75038, 75039, 75060, 75061, 75062, and 75063. Even if you aren't in these zones, you can get help by calling 214-764-8868 or visiting a local office in or near these areas:
- Las Colinas
- Valley Ranch
- Irving Heights
- Dallas
- Farmers Branch
- Coppell
- Grand Prairie
Find a location near you to get quality service for your local auto insurance needs.
Quick answers before your quote (FAQ)
What are the Texas minimum car insurance requirements?
Minimum car insurance requirements in Texas are 30/60/25 for liability coverage and include $30,000 bodily injury per person, $60,000 per accident, and $25,000 for property damage. Higher limits are recommended if you want more coverage, like if you have a high-value vehicle.
How much is car insurance in Irving?
The cost of car insurance varies by driver and can also vary by ZIP code (75038-75063). Rates are impacted by age, driving record, coverage level, credit history, and other factors. Obtain a personalized quote by speaking with an informed A Abana agent.
Which ZIP codes do you serve in Irving?
We serve drivers in Irving from ZIP codes 75038, 75039, 75060, 75061, 75062, 75063, and more. We also assist drivers in nearby Dallas, Coppell, and Grand Prairie, among other areas.
What counts as “full coverage”?
“Full coverage” is usually a combination of liability, collision, and comprehensive coverage. Lenders often require that drivers have full coverage on financed or leased cars. Deductibles apply to collision and comprehensive claims and can affect price; higher deductibles generally lower premiums.
How fast can I get proof of insurance or an SR-22?
You can receive same-day electronic or printable proof of insurance, once your payment is complete, and SR-22 filings with A Abana.
Do you accept foreign or temporary licenses?
Yes, A-Abana accepts various forms of identification, including foreign or temporary licenses, state IDs, SR-22s, and more. Simply bring in an acceptable ID, and we’ll review and get started on your quote.
Get coverage in minutes
Are you ready to end your search for cheap car insurance in Irving, TX? A Abana is here to help you find affordable auto insurance options in the area. We offer helpful Spanish-bilingual service, flexible payment options, and fast proof of insurance coverage after customer payment. Our highly experienced team has helped thousands of Texas drivers and is eager to assist you in getting quality insurance options quickly. Simply visit our Irving office or call 214-764-8868.
Disclaimer:
This material is for general informational purposes only. The products, services, and discounts referenced herein are not available in all states or from all companies. All statements are subject to the terms, exclusions, and conditions of the applicable policy. In all cases, the actual language of the policy contract prevails. Coverage is subject to individual policyholders meeting the insurer's underwriting qualifications and state availability. Other terms, conditions, and exclusions may apply.
