Reno, Nevada Auto Insurance

Affordable Auto Insurance in Reno, NV

If you’re a resident in Reno, it’s likely you’ve been soaking in the stunning desert landscapes and exploring the trails near the Sierra Nevada mountains. Whether you're taking scenic drives, commuting along the expansive highways, or navigating downtown’s bustling streets, knowing what auto insurance coverage options are available to you may be essential.

That’s where Agencia de Seguros de Accesso, LLC (A Abana) comes in; our experienced agents can guide you through the auto insurance process. Here, we’ll walk through how A Abana can help you with finding car insurance in Reno, NV and what minimum coverage you’ll need to comply with state laws.

Why choose A Abana auto insurance in Reno?

At A Abana, we understand that finding the right coverage at an affordable price may be a challenge. That’s why work with carriers that can offer flexible options tailored to the unique needs of Nevada drivers. Here’s why locals choose us for auto insurance in Reno, NV:

Convenient payment options – Our locations can accept both cash and card payments, so you can pay in a way that works best for you.
Inclusive coverage – Our carriers accept multiple types of licenses, including Matrícula Consular and foreign driver’s licenses.
SR-22 insurance available – Need an SR-22? Our agents can assist you with the SR-22 filing process.
Bilingual support – Our Spanish-bilingual agents are here to help answer your insurance questions without a language barrier.
Understands Reno’s insurance requirements – Our experienced agents know what Nevada’s insurance mandates are and can help you find policy that complies with the state law.
Compare quotes with ease – We work with multiple carriers to help you find the best rate for you without sacrificing coverage.

Car insurance requirements in Reno

Nevada state law requires all drivers to carry a certain level of liability insurance. Liability coverage can help pay for damages or injuries that you cause to a third party after an accident. As of 2025, the minimum coverage limits are 25/50/20, which is as follows:

$25,000 in bodily injury per person
$50,000 in bodily injury per accident
$20,000 in property damage

While minimum liability insurance is mandatory, this coverage won’t pay for damages that happen to you or your vehicle. With A Abana, you can find additional coverages that may help cover damages to your personal car, such as:

Collision coverage – This insurance can help pay for damages to your vehicle after an accident, regardless of fault.
Comprehensive coverage – This may cover damage to your vehicle from non-collision incidents like theft, vandalism, or bad weather.
Uninsured/underinsured motorist coverage – This insurance can help pay for damages to your vehicle, or injuries sustained by you or your passengers, if you're involved in an accident with a driver who has no or little auto insurance.

How much does car insurance cost in Reno?

The cost of auto insurance in Reno may depend on various factors. These may include but aren’t limited to your driving history, age, vehicle type, coverage level, and location.

As of 2025, Reno drivers pay around $1,049 annually for minimum coverage and $1,967 annually for full coverage (typically a combination of liability, comprehensive, and collision coverage), though these prices can vary. High traffic areas, weather conditions, and local crime rates may have an impact on your auto insurance rate.

Save on car insurance in Reno

At A Abana, we’re here to help you find cheap car insurance in Nevada that aligns with your budget. That’s why we work with carriers that can offer a variety of discounts to help lower your premium. Here are some discounts you may be eligible for:

Paid-in-full discount - By paying your policy in full, you may receive a discount on your premium.
Multi-vehicle discount - Insuring more than one vehicle on a single policy may lower your premium.
Good student discount - If you’re a student with good grades, you may qualify for lower rates.
Proof of prior coverage discount - By showing proof of previous auto insurance, you may be eligible for a discount.

Get a free quote with A Abana

If you’re driving without insurance in Reno, we’re here to help you. Contact A Abana today to discuss your auto insurance options with a knowledgeable agent. Call 214-764-8868 or stop by one of our two convenient locations in Reno (on Plumb Lane and Wells Avenue) for a free, personalized quote.

Disclaimer:

This material is for general informational purposes only. Products, services, and discounts referenced herein are not available in all states or in all companies. All statements are subject to the terms, exclusions, and conditions of the applicable policy. In all instances, current policy contract language prevails. Coverage is subject to individual policyholders meeting the insurer's underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.